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The True Basis of Financial Success


But you shall remember YHWH your Elohim:

for it is He that gives you the power to get wealth,

that He may establish His covenant

which He swore unto your fathers, as it is this day. "

Deuteronomy 18:18


Principles of Wealth


A) Practice using your foresight and making plans to avoid dangers and losses, Proverbs 22:3.
B) Take the time necessary to plan ahead -hastiness leads to poverty, Proverbs 21:5.
C) Plan your work and work your plan -the plans of the diligent lead to profit, Proverbs 21:5.
D) Follow through on your ideas -don't just talk about it, Proverbs 14:23.

Personal Work Habits
A) Be diligent in your work, Proverbs 13:4.
B) Guard against patterns of laziness, Proverbs 24:30-34; 26:13-16.
C) Work hard - leads to profit, Proverbs 14:23.
D) Invest your time and efforts in working your land, not in chasing fantasies, Proverbs 12:11
E) Increase your skill level, Proverbs 22:29.

Business Ethics and Communication
A) Be honest and fair in your dealings - give fair value for the money, Proverbs 20:10.
B) Do not tell lies, Proverbs 23:23.
C) Guard your reputation: it is more important than money, Proverbs 22:1.
D) Your communication has a direct effect on your financial position, Proverbs 12:14; 8:20.
E) Your integrity is worth more than wealth, Proverbs 28:6.

Asset Management
A) Value your possessions, Proverbs 12:27.
B) Pay attention to your means of getting income, Proverbs 27:23-27.
C) Put your efforts into developing your own skills, assets, and source of income, Proverbs 12:11.

Spending and Saving
A) Build income producing assets before making discretionary personal expenditures, Proverbs 24:27.
B) Avoid excessive consumption, Proverbs 21:20; 23:20, 21.
C) Practice saving more than you spend, Proverbs 21:20.
D) Expect wealth to grow slowly in small increments not quickly or in large amounts.
     1) Wealth gathered in small increments grows, Proverbs 12:11.
     2) Haste to get money leads to poverty, Proverbs 21:5.
     3) Avoid chasing fantasies (get rich quick schemes), Proverbs 12:11.



Honour Elohim with your wealth, Proverbs 3:9.
Must prove yourself trustworthy with money before you will be entrusted with true riches, Luke 16:11.
Parable of the talents - wise use of money is a requirement, Matthew 25:14-29.


Money must not be your ultimate value
A) Keep free from the love of money, Hebrews 13:5,6.
B) The love of money is a root of evil, 1 Timothy 6:10.
C) Do not store treasures on earth, Matthew 6:19-21.
D) Cannot serve Elohim and money, Matthew 6:24.
E) Your life does not consist of your possessions, Luke 12:15.
F) The person who loves money never has enough of it, Ecclesiastes 5:10.

Learn to be Content
A) Be content with what you have, Hebrews 13:5,6.
B) Be content with having enough to meet you basic needs, 1 Timothy 6:6-8.
C) Seek a balance between poverty and wealth; -an amount appropriate for your needs and circumstances, Proverbs 30:7-9.

Pursue Spiritual Qualities - Not the acquiring of money
A) Do not make the pursuit of money or things your goal.
     1) Flee from the love of and pursuit of money, 1 Timothy 6:11.
     2) Don't worry about your finances, Matthew 6:25-32.
     3) Don't desire to get rich, 1 Timothy 6:9-10; Proverbs 23:4-5; 28:20.

B) Pursue the development of Righteous character and the advancement of Mashiyach's purposes.
     1) Seek the Kingdom of Mashiyach first, Luke 12:31.
     2) Pursue righteousness, godliness, faith, love, endurance, and gentleness, 1 Timothy 6:11.
     3) Seek to acquire instruction, knowledge, and wisdom rather than money, Proverbs 8:10, 11.

Trust Elohim for your financial needs
A) Elohim knows our financial needs, Matthew 6:25-32.
B) YHWH, a loving father, likes to give good gifts to us, His children if we ask Him, Matthew 7:7-11.
C) YHWH is the source of wealth, 1 Samuel 2:7.
D) We can and should pray for the provision of our needs, Proverbs 30:8; Matt. 7:7-11; Matt. 6.
E) Trusting in YHWH will result in prosperity---trying to get money for ourselves produces dissension. Proverbs 28:25.

Enjoy but do not trust in your wealth
A) Wealth is not wrong in itself, but should not form the basis for personal confidence and self esteem 1 Timothy 6:17; Proverbs 11:28.
B) Wealth is a blessing from YHWH and we should be grateful for it, Proverbs 15:6; 10:22; 14:24.
C) Wealth should be enjoyed as a gift from YHWH who wants us to enjoy it, 1 Timothy 6:10, 11.
D) A person who trusts in wealth & bases his life on it will not be able to truly enjoy it, Ecc. 5:10-19.

E) Every man should eat and drink, and enjoy the good of all his labour, it is the gift of Elohim.  Ecc. 3:13


A) Giving in proportion to your income, will result in financial increase, Proverbs 3:9, 10.
B) Give to the poor, Proverbs 22:8, 16, 22-23; Proverbs 28:27.
C) Practice giving and work hard so you will be able to do so, Proverbs 21:25, 26.
D) Use gifts wisely, not for an immoral intent;
     1) Bribery perverts justice, Proverbs 17:23.
     2) Gifts open the recipient to the giver, Proverbs 18:16.

The Effects of Sin on Finances
A) Stinginess produces poverty, Proverbs 28:22.
B) Greed produces dissension, Proverbs 28:25.
C) Robbing your family members produces destruction, Proverbs 28:24.
D) Wealth gained by immoral means brings trouble and eventually dissipates; Proverbs 15:6; Proverbs 10:2; Proverbs 11:18
     1) Wealth gained by lying, Proverbs 21:6.
     2) Wealth gained by exorbitant interest, Proverbs 28:8.

Third Party Relationships
A) Debt: The borrower is servant to the lender, Proverbs 22:7.
B) Security: may result in loss of the thing pledged, Proverbs 22:26.
C) Third Party Guarantees are unwise and often result in personal loss, Proverbs 11:15.


Y'shua Mashiyach about individual Stewardship

more than any other subject...

 "For where your treasure is, there will your heart be also." 

Matthew 6:21


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